Regardless of whether or not you’re trying to specifically clean up your credit for a future purchase, or trying to gain financial security, it feels amazingly great to have a mountain of debt lifted off of your shoulders. Today, I’m going to share my 5 simple steps to pay off debt fast with no money. Having some debt is a given in American society – such as a mortgage or a car loan. It is almost a way of life for the...
In this post, I’m going to share my life story. To me, it’s such as an emotional story to tell people how we got out of the living paycheck to paycheck. I never thought that breaking this cycle would even be possible. We went from broke to financially stable. Now I’m a big believer that anything is possible. It has been almost 21 years since we married. We were young. I was just 21 years old. Shortly after we tied...
Today, I’m going to share my experience with you about how to get out of debt with one income. I did it while my husband was unemployed and with a kid. Over a decade ago, it seemed like we would never get ahead financially. I often asked myself “how can we get out of debt while we’re still living paycheck to paycheck?”. The question that I wasn’t able to find an answer. Every time I paid our bills, I needed to...
Past years, I had learned some of my friends and co-workers faced foreclosure due to their inability to pay their monthly mortgage payments. Since then, I had become more aware of the risk of being a homeowner and studied what a foreclosure really is. While it’s sad and devasted to lose your home, you can avoid having a foreclosure on your credit report by taking a single step I’m going to talk about. I wish I knew about “A Deed...
Today, I’m going to share our top tips to help us save money each and every day. You may find some tips that sound extreme to you. Believe me, they were extreme to us but they are not any more! If you want to get out of debt and want to control your financial life completely, read on. These money-saving tips have helped us financially and personally. It isn’t rocket science. It’s up to you if you want to save money bad enough,...
Are you looking to make extra money? Are you trying to pay off debt or just want to save up for a big purchase? I am going to show you ways to make extra money each month with little effort. It has worked for me for years. So I believe it will work for you as well. 5 Ways I made extra money last month 1. Took photos for a friend ($220) First of all, to earn money from...
We all want to improve our finances in our lives at some point. I wasn’t the best with money when I was younger because I didn’t have a specific financial goal. I’ve been a saver and a side hustler. However, I was missing an important component when it comes to building wealth. Because I never had a specific financial goal. When I finished college, I just knew that I needed to make a living somehow and to be financially responsible....
If there’s extra money we’ll pay extra on our mortgage. Is that a good idea? Does pay off a mortgage early make sense? Should we pay off our mortgage first or invest extra money first? The more I think about it, the more complex it seems. I know, I want to get out of debt completely. Who doesn’t want to own our home free and clear…? Would it be amazing to not have a mortgage payment? Having to make a...
Today, I’m going to share my exact strategies I used to earn 2 graduate degrees debt-free. You can pay your education without taking a student or incurring debt. It wasn’t easy but it’s all worth it. Read on to learn how I went to grad school debt-free. During my junior year in college as an undergraduate, my adviser started to discuss with me my future after college. We occasionally talked about different career paths, scholarships, fellowships, and internship opportunities. I told him that I...
All the tools to help you improve your finances and get a step closer to Financial Independence. Welcome to my resources page. Here I share all the tools I personally use to educate myself on all things about money and life. I don’t recommend things that I’ve never used before. I update this page regularly so please come back and check it every now and then. If I use and find value in any of them, I’ll put them here. Before...
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