From Houses to Home We closed on the new house just a few days after the New Year holiday. We couldn’t wait to move in so we actually moved right after we signed the paper that day 🙂 . The dogs are happy with the new place and are transitioning well. Our chickens seem to enjoy the shady backyard as well. The new house gives us more space. The location is perfect. We now have less commute time to work, […]
Today, I’m going to share my exact strategies I used to earn 2 graduate degrees debt-free. You can pay your education without taking a student or incurring debt. It wasn’t easy but it’s all worth it. Read on to learn how I went to grad school debt-free. During my junior year in college as an undergraduate, my adviser started to discuss with me my future after college. We occasionally talked about different career paths, scholarships, fellowships, and internship opportunities. I told him that I […]
What a difference a year makes We took a break from baking. Mr. 50 received a job promotion. 50 junior is attending school. We’ve been living debt-free! We reached a positive net worth! And, we put an offer on a new house!?! We terminated our business LLC. The cake side hustle was short-lived. However, we’re a lot happier as a family with the extra time we had together. Doing a side cake business had taught me a great deal about life. […]
A Year of Setbacks We are no longer partnered with the catering company. 50 junior is still in a daycare (couldn’t get a pre-K spot in school). I withdrew my retirement money! It was almost Halloween last year; Thursday the 29th of October, 2014. I received a strange number on my cell phone. Of course, it was from a stranger. That stranger turned out to be a good Samaritan who called and told me that my dad had been in […]
Here I’ll discuss our FIRE goals. I can’t wait to be on FIRE. Don’t they say playing with fire is fun? I’m pretty sure that playing with this kind of FIRE is a hell of a lot of fun. Before I knew that the concept of Financial Independence Retire Early (FIRE) existed, I didn’t know what it was called or there was even a term at all. At the time, I only knew that I didn’t want to work until […]
A year of opportunities and adventures Mr. 50 got a job! Our side business started to grow. We barely had time to sleep. Our cake business is now an LLC. We are legal – holy moly…how exciting! We felt like we were on top of the world. Later in the year, we also had a business partnership with a local well-known catering company. Thanks to a locally famous wedding planner who introduced us to the business. We got opportunities to […]
It was a year of changes & a new beginning for all of us. We moved almost 900 miles. I started a new career. Mr. 50 was actively looking for a job. 50 junior started daycare. It was a new beginning for all of us. Mr. 50 and I decided to move back to where we were before. A few years back, I accepted a corporate position with my dream company in the Empire State. It was the job of my […]
All the tools to help you improve your finances and get a step closer to Financial Independence. Welcome to my resources page. Here I share all the tools I personally use to educate myself on all things about money and life. I don’t recommend things that I’ve never used before. I update this page regularly so please come back and check it every now and then. If I use and find value in any of them, I’ll put them here. Before […]
Welcome to By 50 Journey blog! I’m so thrilled you’re here! If you want to learn about personal finance, how to get out of debt, how to save money, and how to earn extra income, you’re in the right place. I’m going to show how and take you with me on our journey to become financially independent. Read on :). If you’d like, please read the reasons why I create this blog here. This page will get you started on the website content. […]
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