How We Escaped Living Paycheck To Paycheck
In this post, I’m going to share my life story. To me, it’s such as an emotional story to tell people how we got out of the living paycheck to paycheck. I never thought that breaking this cycle would even be possible. We went from broke to financially stable. Now I’m a big believer that anything is possible. It has been almost 21 years since we married. We were young. I was just 21 years old. Shortly after we tied […]
4 Financial Metrics To Track If You Want To Achieve Financial Independence
Track these 4 financial metrics so you can achieve financial independence in your life and break living paycheck to paycheck for good. Four years ago, when I was on the fence about whether or not I should start a blog. I wanted to jot down my thoughts, make financial plans for my family and achieve financial independence. Writing my plan down on my planner wasn’t good enough. What I really needed was accountability. After several frustrations of losing scrap papers […]
What I Wish I Knew About Life And Money When I Was 21
At age 21, I’d finished college and moved thousands of miles away from home to start my life with my newlywed husband in a new country. Looking back on my twenties, it’s easy to realize that I knew nothing about life let alone managing money. Being a young immigrant with English is my third language, I had a very hard time finding a job. I finally had my first job as a cashier at a nearby Chinese restaurant. I worked Mondays […]
Pay Off Your Mortgage Early Or Invest Extra Money?
If there’s extra money we’ll pay extra on our mortgage. Is that a good idea? Does pay off a mortgage early make sense? Should we pay off our mortgage first or invest extra money first? The more I think about it, the more complex it seems. I know, I want to get out of debt completely. Who doesn’t want to own our home free and clear…? Would it be amazing to not have a mortgage payment? Having to make a […]
FIRE: The Ultimate Goals
Here I’ll discuss our FIRE goals. I can’t wait to be on FIRE. Don’t they say playing with fire is fun? I’m pretty sure that playing with this kind of FIRE is a hell of a lot of fun. Before I knew that the concept of Financial Independence Retire Early (FIRE) existed, I didn’t know what it was called or there was even a term at all. At the time, I only knew that I didn’t want to work until […]
