Welcome to By 50 Journey blog!

I’m so thrilled you’re here!

If you want to learn about personal finance, how to get out of debt, how to save money, and how to earn extra income, you’re in the right place. I’m going to show how and take you with me on our journey to become financially independent. Read on :).

If you’d like, please read the reasons why I create this blog here.

This page will get you started on the website content.

The “BLOG“ is where you’ll find all the blog posts in chronological order and begins with the most recent one. Here I share useful resources and tips I use along our journey to Financial Independence (FI). I’ll talk about my financial mistakes, budgeting, the FI plan, debt payoff, saving money, investing strategies, etc. If you wish to find a blog post by its categories, you can click on the “BLOG” tab on the main menu.

The “RESOURCES“ is where I share all the resources I used to educate myself on the subject and why I am so inspired by what I read from other bloggers. I learn so much from them and I hope to pay it forward by promoting the FI concept and in turn sharing our journey.

The “HOW TO START A BLOG” is a step-by-step on how to start a blog with Bluehost. If you want to start your own blog, this is a page you’ll want to check out. In my opinion, everyone should have a blog. It is a great way to jot down your thought and share your experiences with the world. Not to mention that you can talk freely about any subject you enjoy with like-minded people.

The “GOALS PROGRESS” is where I track and record our FI numbers. By having this page public, it keeps me motivated and accountable. My ultimate goal is to be financially independent by the time we both turn 50. To reach the goal, we will need to be completely debt-free (the only debt we have left is our home mortgage) and need to be able to replace our household expenses with passive income.

The “NET WORTH REPORT“ is where I share our numbers in relation to being financially independent by year. It also serves as our record, helps us see if we are on the right track, and in turn improves our strategies. Our goal is to be financially independent by the time we both turn 50 years old. This does not necessarily mean that we’ll retire when we hit that number. The fact & feelings of having financial security are more important to us. Mr. 50 enjoys his work. Retiring early is not on his radar. Nonetheless, I’ve dreamed about retirement since the day I received my first paycheck. Anyway, this balance works for us as a couple. Certainly, we don’t know what the future will hold for us and only time will tell. Life is short. For us, there’s not much time left at all! Other bloggers, I admire retired in their 30’s or even 20’s…holy moly! Well, we started late. The reason as to why we late deserve a post of its own.

The “ABOUT“ tab. Okay, this is obvious. This is where I talk about why I wanted to blog about our financial life and why the concept of FI is important to me personally.

The “CONTACT ME” tab. I’d love to hear from you! I enjoy talking about money whether it’s about retirement planning, saving money or making extra money. Please ask me anything you’d like, I’ll answer it as soon as I can.

You’ve come this far, might as well subscribe to my email list to get exclusive emails about new posts and money saving tips. As always there’s no spam and you can always unsubscribe at any time.

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Want to read all the posts from the beginning? Click the arrow tab on the right side of the screen for the next posts. Happy reading and saving money!

Blog Archives

2021

Newlywed Financial Advice: Put Wedding Gifts To Good Use

2020

50 Ways To Save Money During A Lockdown

Lesson Learned: 6 Pieces Of Advice About Money

10 Tips To Live On Half Of Your Income

What To Do When You Are Not Able To Pay Your Bills

How To Open A Vanguard Investment Account: A Step-By-Step Guide

How We Saved $10,000 In Under 6 Months

How I Made Easy Extra Money Every Month: An ibotta Review

How I Get Paid For Shopping Online: A Rakuten Review

What Does It Mean To Live Frugally?

Should I Work Long Enough To Get My Pension Benefits?

Our Pets Make Us Breakfast

Why I Quit My Dream Job To Pursue Financial Independence

Crazy Little Things We Do To Save Money

What Does It Take To Retire Early?

Life Is Simpler When You Are Frugal

Side Hustles I’ve Done: What Works And What Not

How We Made $14,781 From A Side Hustle In 4 Months

Is It Really A Lifestyle Inflation That Causes Financial Problems?

5 Easy Ways To Make $100+ Fast

Should Your Primary Home Count Towards Your Net Worth?

Is Achieving Financial Independence Possible? (Coming Soon!)

How To Pay Off Debt Fast With No Money

Goals Progress

FIRE: The Ultimate Goals

Net Worth Reports

2021 Net Worth

2020 Net Worth (coming soon!)

2019 Net Worth: -$47,671, Savings Rate 26.47%

2018 Net Worth: -$141,928, Savings Rate 51.79%

2017 Net Worth: -$191,474, Savings Rate 46.15%

2016 Net Worth: -$69,732

2015 Net Worth: -$274,318

2014 Net Worth: -$293,617

2013 Net Worth: -$310,143

Disclaimer

by50journey.com is for informational and entertainment purposes only. I really appreciate you reading my blog. However, my blog is intended to be a general resource only and is not intended to be nor does it constitute legal advice. I am not allowed and cannot give legal advice. Please do your own due diligence before making any financial decision. Any recommendations on this blog are based on personal, NOT professional, opinion only.

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